CREDIT UNIONS have had phenomenal growth all over the world during the past generation, but many people still do not know what they are. Credit unions are neither banks nor savings-and-loan associations. Although they are in the money-making business and do make money, they are genuine cooperatives, set up for the purposes of helping the community as well as the individual. This book presents the basic philosophy of the credit union movement and shows how it is applied today in credit unions throughout the world. In direct and concrete language Mr. Dublin describes how a credit union should and should not operate. This book will serve as a handbook for students, newly elected credit union officials, employees, and experienced technicians in credit union work around the world. Chapters include: Who Can Organize a Credit Union; Credit Union Management; Responsibilities and Qualities of Credit Union Officers; Leagues, CUNA International and Their Affiliates; Credit Union Book- keeping and the Financial Statement. In his Epilog written especially for this edition, Mr. Dublin updates current developments affecting credit unions in the United States and internationally.